The Jumpstart Promise | Jumpstart Earthquake Insurance

The Jumpstart Promise:
You'll be covered, no questions asked.

We believe in relationships. We believe in access. We believe in simplicity and transparency. We promise to provide everyone with an affordable product that gets money in your pocket when you need it most.

What makes us different?
A parametric approach.

Traditional disaster insurances have confusing claims-adjustment processes. And payments can take months—or even years—to get into your hands. We know that the faster money gets into the hands of people during crisis, the easier it is to keep living life.

Jumpstart insures you through a parametric approach—which insures policy holders against the occurrence of an earthquake by paying a set amount based on the quake intensity, rather than based on the cost of damage in a traditional earthquake policy.

Traditional Earthquake CoverageParametric Coverage
PurposeReimburse damaged propertyCovers any unexpected expenses
PayoutDamages less deductibleA pre-defined lumpsum payout
ProcessClaim adjusters and paperworkAutomated direct deposit
SpeedWeeks to monthsDays

Doing good.


Lloyd’s is the world’s leading insurance and reinsurance marketplace. They are our financial backers. Click here for information on the financial strength ratings of Lloyd’s.


To ensure payment fairness and transparency, we partner with The United States Geological Survey. USGS is a scientific agency of the United States government and the leading authority on seismic data.

I chose Jumpstart because it offered me coverage that fit my needs and the process was easy and the price was right.

TomanthaOaklandCustomer since 2018

If there's an earthquake, you know there's going to be cash in your bank.

FrankBerkeleyCustomer Since 2018

If an earthquake hits in our area, I want to be able to know without any question that those first few days are handled, and my kids never feel afraid.

AnneOaklandCustomer since 2019

Jumpstart was perfect for us. Within our price range. And enough to cover us as a bridge if something should happen. They don’t require documentation. Just respond to their text and you get the money you need.

JamesSan FranciscoCustomer since 2019